Payoff balance report at Discount Bank: how to get it
The payoff balance report at Discount arrives immediately on the website or app, and according to the bank it is free of charge. In the menu it is called "Full mashkanta details including payoff balance" (פירוט המשכנתא המלא כולל יתרה לסילוק). A mashkanta without a current account at the bank: only through the call center, *2009.
| What the report is called | Named "Full mashkanta details including payoff balance" (פירוט המשכנתא המלא כולל יתרה לסילוק); on the bank's website also "Payoff balance confirmation report" (דוח אישור יתרות לסילוק המשכנתא) |
|---|---|
| How to get it | Immediately, on the website or app |
| How much it costs | According to the bank's website: free of charge |
| Phone | *2009 |
| Without a current account at the bank | Only through the call center |
How to get the payoff balance report at Discount, step by step
- Website/app
- Menu
- Mashkantaot (משכנתאות)
- Full mashkanta details including payoff balance (printout) (פירוט המשכנתא המלא כולל יתרה לסילוק, תדפיס)
- Go to the Discount site or app and open the menu.
- Choose "Mashkantaot" (משכנתאות).
- Choose "Full mashkanta details including payoff balance" (פירוט המשכנתא המלא כולל יתרה לסילוק).
- Save the printout as a file.
The menu path is from our guide dated 26/07/2026, and banks change their menus from time to time. Can't find the item? The bank's call centre can send you the document.
What is in the Discount report: two columns
According to the Discount website, each mashkanta loan appears in two columns, and the data is updated to the last business day.
"General data" (נתונים כלליים) describes the loan: the original amount, the first and last payment dates, the interest rate, the nearest interest change date and the linkage basis. "Payoff data" (נתונים לסילוק) is what you need to decide on refinancing or early repayment: everything you will pay if you close, including an estimate of the fees, as of the day the report was generated.
The word "estimate" (אומדן) matters: the final amount is set on the payoff day itself, not on the day the report was generated.
What to check in the Discount payoff balance report
Go through it maslul by maslul, and ask three questions: what the interest rate is and of what type, when it can change, and how much it would cost to exit it today. The total monthly payment hides the answers, because one maslul can be much more expensive while all the others are fine.
Check this mashkanta
Have the file? Upload it and see what each maslul costs, what leaving it would cost, and what to ask the bank for. No sign-up, and the file is deleted as soon as it is read.
Before uploading, check that the file lists all the maslulim of the mashkanta and that it is recent. An old report shows the balances and fees of that day, not of today.
Prefer to talk to a person? An independent mashkanta consultant who works with mixo will call you back. The first call is non-binding, and you do not need to upload documents.
Frequently asked questions about the Discount payoff balance report
What is the document called at Discount?
"Full mashkanta details including payoff balance" (פירוט המשכנתא המלא כולל יתרה לסילוק). Other banks call it a balance statement (דוח יתרות).
How long does the document take at Discount?
You get it right away on the site or app.
I have a mashkanta at Discount without a checking account. What do I do?
In that case you ask for the document through the mashkanta line, *2009.
Do I pay for the document at Discount?
According to the bank's website, the report waits on the website for viewing or download, at no cost at all.
Before any step, check with your bank. The payoff balance, the early repayment fee (עמלת פירעון מוקדם) and the rate on a new offer are set by the bank, and its figure is the one that counts.
Payoff balance report at other banks
What the statement contains and how to read it
Sources and dates
Proper Conduct of Banking Business Directive 451 "Housing loan procedures" (נהלים למתן הלוואות לדיור), version 22 (07/2023): section 15A. The bank's details were checked on its website on 07/11/2026.
The documents themselves, on the Bank of Israel website (in Hebrew):
What is called on the bank's website: